Crop Loan

The Banaskantha District
Central Co-operative Bank Ltd.

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Crop Loan (KCC)

Banas Bank offers Crop Loans (KCC) You can use our overdraft facility to meet the cost of cultivation and working capital activities for farming and allied activities.This specialized credit facility for farmers is beneficial in the long run, especially when it comes to supporting their farming business all agriculture loan will be provided by the village society.

The loan covers the crop production expenses, post-harvest expenses, contingencies, etc. Kisan Credit Card is available in the form of electronic RuPay Card, through which the farmer can draw the money from ATMs, purchase items like fertilizers through PoS.


Avail crop loans (KCC) if you are a farmer or agriculturist development of commercial horticulture establishment orchards and plantations growth of field crops.

Features of Crop Loan (KCC)

Available for direct agricultural purposes as well as allied activities

Avail loan amount maximum up to Rs.3,00,000 Lakhs & As per scale of finance

Repayment period –1 year

Minimal paperwork

Hassle free processing

No hidden charges or heavy penalties

Short term working capital limit is extended to borrowers -towards funding of agricultural input costs of seeds, fertilizers, labour etc.

Amount of working capital limit is fixed basis scale of finance (SOF) of crops grown by borrower on agricultural land

Annual review of working capital limit

Renewal of working capital limit post 1 year

Documents Required (Through PACS)

Duly filled in application form signed by the customer.

7-12 / 8-A land record copy.

Copy of Annexure-6.


Bank saving & loan a/c number.