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Home Loan by Banas Bank

It is important to have a place, which you can call ‘HOME’. Home is where your family is. Home is where your stock of laughter, life, love and joy - all of these and more, reside together. Owning a home is as much a dream as it is a necessity, after all, it is a permanent roof for you and your family. Buying a home is a very important decision and involves considerable financial planning and commitment. One key aspect of this planning is opting for a home loan. A Home Loan acts as an important facilitator in achieving this need and it is therefore very important to choose the right Home Loan provider, which can make this journey hassle-free.

Banas Bank home loans have been designed to help you achieve this dream of having a place called home. We believe that when it comes to purchasing your new dream home, nothing should come in the way and compromised. Hence, we offer home loans on fair terms, total transparency and flexibility during the entire loan availing process.

Banas Bank excels in providing a complete bouquet of services to customers to meet their Home Loan needs. Ease of applying for a loan with branches spread across India, robust service delivery model and mark to market credit & financial policies help customers build a long term relationship of trust and commitment.

Types of Home Loans

1)  Instant Home Loan Approval

Get Home Loan sanction letter in a while - offer exclusive for salaried customers. (Gov. & Co-Operative employee)

2) Home Purchase Loan

Get Home Loan for the purchase of a new home or property.

3) Self-construction Loan

Get Home Loan for Purchase of plot and construction thereon or self-construction on an already owned plot.

Advantages of Home Loans from Banas Bank

• Provides an extensive range of home loan products like Home Purchase Loans, Home Construction Loans.

• Pan India branch network

• Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans

• Excellent post disbursement services

• Facility of enhancement in loan amount in the event of escalations in cost

• Dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction

• High standards of ethics, integrity and transparency

• Various repayment options

Documentation

• KYC Documents.

• Duly filled in application form signed by the customer.

• Relevant financial documents.

• Bank account statement of last 6 months.

• PAN card.

• Original document of plot.

• Approve engineer plan estimate & valuation report.

• Approval local authority.

• Income certificate.

• Last 3 months pay slip.